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30th Sep 2013, 7:00pm
Claimed to be a rep from law office of Richard & Clark. This a debt collector that the original creditor sold the debt to. Not the brightest folks calling to collect. I asked for the options I had to repay the debt. I told the rep that I have wage garnishment for spousal support, child support, & taxes; but, would like to get this debt resolve to purchase a home. The rep told me that the garnishments were not his concerns & the homes were too expensive in my area so I could not buy based on my debt to income. So I told him it would be in my best interest not to pay the debt? He was stunned & transferred me to another who claimed to b in charge but all he did was ask for personal info
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